Complete merchant services, matched to your business.
From processing and point of sale to gateways, crypto, and high-risk placement — everything you need to accept, manage, and grow payments, matched to your business and turned on fast.
Solutions for every way you get paid
Full-spectrum merchant services, tailored to your business type and backed by real human support.
Merchant Services
Full-spectrum merchant accounts tailored to your business type — retail, restaurant, e-commerce, or mobile. Fast approvals, transparent pricing, and the flexibility to accept payments in person, online, or on the go, all backed by real human support.
Cash Discount
A compliant cash-discount program that legally offsets card fees to card-paying customers while rewarding those who pay cash — an easy way to boost margins without raising prices. We set up the terminals, signage, and receipt formatting for you.
Payment Solutions
Payment links, digital invoicing, recurring billing, and hosted checkout — flexible, no-code tools to get paid fast, with full visibility into every transaction.
Point of Sale
Modern point-of-sale built around Square — plus Clover, SpotOn, Dejavoo, SoftPoint, and Payzli — to accept every payment type and manage staff, inventory, loyalty, and reporting from one place.
Gateway Services
Accept securely across your website, app, or POS with top-tier gateways — Authorize.Net, NMI, and iPOSPays — for real-time fraud protection, tokenized billing, and multi-channel flexibility.
High-Risk Merchants
Turned down elsewhere? We place high-risk and hard-to-place businesses — CBD, supplements, coaching, and more — with dedicated underwriting partners, chargeback protection, and compliance tools built in. We say yes when others say no.
The PayStak technology product stack
Point of sale, biometric acceptance, gateways, and crypto — the technology behind every merchant we serve.
Point of Sale
Advanced POS from Square, Clover, SpotOn, Dejavoo, SoftPoint, and Payzli — flexible, reliable checkout for retail, restaurants, service, and specialty businesses.
Biometric Payments
Built-in identity verification and age-gating — via SoftPoint BioNet and SpotOn — for secure, compliant, cardless transactions. Ideal for regulated businesses that need KYC/KYB at the point of sale.
Gateway Services
Secure, scalable, omnichannel processing through NMI, Authorize.Net, and iPOSPays — for e-commerce, mobile, and in-store sales.
Crypto Payments
Accept Bitcoin and digital currencies online and in store — with instant conversion to fiat or hold in a crypto wallet, and compliant settlement built in.
Square
PayStak's primary point-of-sale — modern, reliable, and set up fast. Transparent pricing and a proven platform for retail, restaurants, and service businesses, with same-day setup for eligible merchants.
Expand revenue with secure crypto acceptance
Accept cryptocurrency online and in store — tap into the digital-currency economy with protection against volatility and fast, compliant settlement.
Gateways built for every kind of business
Top-tier gateway integrations for secure, scalable, multi-channel processing — from standard checkout to high-risk and custom flows.
Authorize.Net
- The longest-running, most established gateway in the industry — trusted by 400k+ merchants of all sizes.
- Full support for e-commerce, mobile, virtual terminal, and in-person payments.
- Accept cards, digital wallets, and ACH — online and offline.
- Seamless integrations with popular shopping carts, CRMs, and POS systems.
NMI Gateway
- Highly flexible and developer-friendly — multi-merchant environments, complex routing, and advanced risk detection.
- Built for customization and integration versatility, from standard web payments to multi-vendor routing.
- Advanced API control and payment orchestration for developers.
- Ideal for high-risk merchants and specialized payment flows.
iPOSPays
- Pairs with Dejavoo and Android smart terminals for fast in-person acceptance.
- Cloud-based management, tokenized billing, and real-time reporting.
- A turnkey gateway-plus-hardware path for countertop and mobile setups.
Ready to get set up?
Apply in minutes and let the engine match you to the right processor, hardware, and rate.